diff --git a/src/assets/eligibility/stellar/__tests__/validator.spec.ts b/src/assets/eligibility/stellar/__tests__/validator.spec.ts
new file mode 100644
index 00000000..8828e6a8
--- /dev/null
+++ b/src/assets/eligibility/stellar/__tests__/validator.spec.ts
@@ -0,0 +1,113 @@
+/**
+ * Stellar Asset Eligibility Validator — Tests (Issue #447)
+ */
+
+import { StellarAssetEligibilityValidator } from '../index';
+
+// Well-formed Stellar issuer strkeys: 'G' + 55 base32 chars [A-Z2-7].
+const ISSUER = 'G' + 'A'.repeat(55);
+const OTHER_ISSUER = 'G' + 'B'.repeat(55);
+
+describe('StellarAssetEligibilityValidator', () => {
+  describe('eligible assets', () => {
+    it('accepts native XLM by default', () => {
+      const v = new StellarAssetEligibilityValidator();
+      const result = v.validate('XLM');
+      expect(result.eligible).toBe(true);
+      expect(result.status).toBe('eligible');
+      expect(result.issues).toHaveLength(0);
+    });
+
+    it('treats "native" as XLM', () => {
+      expect(new StellarAssetEligibilityValidator().isEligible('native')).toBe(true);
+    });
+
+    it('accepts a supported asset with a valid issuer', () => {
+      const v = new StellarAssetEligibilityValidator();
+      const result = v.validate(`USDC:${ISSUER}`);
+      expect(result.eligible).toBe(true);
+      expect(result.status).toBe('eligible');
+      expect(result.asset).toEqual({ code: 'USDC', issuer: ISSUER });
+    });
+  });
+
+  describe('unsupported assets are rejected', () => {
+    it('rejects an unlisted asset by default', () => {
+      const v = new StellarAssetEligibilityValidator();
+      const result = v.validate(`FOO:${ISSUER}`);
+      expect(result.eligible).toBe(false);
+      expect(result.status).toBe('unsupported');
+      expect(result.issues[0].code).toBe('ASSET_UNSUPPORTED');
+    });
+
+    it('allows unlisted assets only when configured to', () => {
+      const v = new StellarAssetEligibilityValidator({ allowUnlistedAssets: true });
+      expect(v.isEligible(`FOO:${ISSUER}`)).toBe(true);
+    });
+
+    it('rejects native XLM when allowNative is false', () => {
+      const v = new StellarAssetEligibilityValidator({ allowNative: false });
+      const result = v.validate('XLM');
+      expect(result.eligible).toBe(false);
+      expect(result.status).toBe('unsupported');
+      expect(result.issues[0].code).toBe('NATIVE_NOT_ELIGIBLE');
+    });
+  });
+
+  describe('restricted assets are detected', () => {
+    it('rejects a restricted asset code (takes precedence over support)', () => {
+      const v = new StellarAssetEligibilityValidator({ restrictedAssetCodes: ['USDC'] });
+      const result = v.validate(`USDC:${ISSUER}`);
+      expect(result.eligible).toBe(false);
+      expect(result.status).toBe('restricted');
+      expect(result.issues.map((i) => i.code)).toContain('ASSET_RESTRICTED');
+    });
+
+    it('rejects a restricted issuer', () => {
+      const v = new StellarAssetEligibilityValidator({ restrictedIssuers: [ISSUER] });
+      const result = v.validate(`USDC:${ISSUER}`);
+      expect(result.status).toBe('restricted');
+      expect(result.issues.map((i) => i.code)).toContain('ISSUER_RESTRICTED');
+    });
+  });
+
+  describe('invalid identifiers', () => {
+    it('rejects an unparseable identifier', () => {
+      const v = new StellarAssetEligibilityValidator();
+      const result = v.validate('USDC:not-a-valid-issuer');
+      expect(result.eligible).toBe(false);
+      expect(result.status).toBe('invalid');
+      expect(result.issues[0].code).toBe('INVALID_ASSET_FORMAT');
+      expect(result.asset).toBeNull();
+    });
+
+    it('rejects a non-native asset missing an issuer when required', () => {
+      const v = new StellarAssetEligibilityValidator();
+      const result = v.validate('USDC');
+      expect(result.eligible).toBe(false);
+      expect(result.status).toBe('invalid');
+      expect(result.issues[0].code).toBe('MISSING_ISSUER');
+    });
+
+    it('allows a non-native asset without issuer when not required', () => {
+      const v = new StellarAssetEligibilityValidator({ requireIssuerForNonNative: false });
+      expect(v.isEligible('USDC')).toBe(true);
+    });
+  });
+
+  describe('batch helpers', () => {
+    it('filterEligible keeps only eligible identifiers', () => {
+      const v = new StellarAssetEligibilityValidator();
+      const candidates = ['XLM', `USDC:${ISSUER}`, `FOO:${OTHER_ISSUER}`, 'USDC'];
+      expect(v.filterEligible(candidates)).toEqual(['XLM', `USDC:${ISSUER}`]);
+    });
+
+    it('validateMany returns a result per input', () => {
+      const v = new StellarAssetEligibilityValidator();
+      const results = v.validateMany(['XLM', `FOO:${ISSUER}`]);
+      expect(results).toHaveLength(2);
+      expect(results[0].eligible).toBe(true);
+      expect(results[1].eligible).toBe(false);
+    });
+  });
+});
diff --git a/src/assets/eligibility/stellar/index.ts b/src/assets/eligibility/stellar/index.ts
new file mode 100644
index 00000000..3a79df2c
--- /dev/null
+++ b/src/assets/eligibility/stellar/index.ts
@@ -0,0 +1,19 @@
+/**
+ * Stellar Asset Eligibility Validator (Issue #447)
+ *
+ * @example
+ * ```ts
+ * import { StellarAssetEligibilityValidator } from 'src/assets/eligibility/stellar';
+ *
+ * const validator = new StellarAssetEligibilityValidator({
+ *   supportedAssetCodes: ['USDC', 'USDT'],
+ *   restrictedIssuers: ['GBADISSUER...'],
+ * });
+ *
+ * validator.isEligible('USDC:GA5Z...');     // true
+ * validator.filterEligible(candidateAssets); // drop unsupported/restricted
+ * ```
+ */
+
+export * from './types';
+export { StellarAssetEligibilityValidator } from './validator';
diff --git a/src/assets/eligibility/stellar/types.ts b/src/assets/eligibility/stellar/types.ts
new file mode 100644
index 00000000..f5a7554f
--- /dev/null
+++ b/src/assets/eligibility/stellar/types.ts
@@ -0,0 +1,55 @@
+/**
+ * Stellar Asset Eligibility Validator — Types (Issue #447)
+ *
+ * Determines whether a Stellar asset is eligible to be bridged at all — i.e.
+ * the asset itself is well-formed, supported, and not restricted — independent
+ * of any specific source/target chain pair (that is the bridgeability
+ * checker's job). Used to keep unsupported/restricted assets out of route
+ * searches.
+ */
+
+import { StellarAsset } from '../../../scanning/assets/compatibility/stellar/asset-compatibility-scanner.types';
+
+export type { StellarAsset };
+
+/** Outcome category for an eligibility check. */
+export type EligibilityStatus = 'eligible' | 'unsupported' | 'restricted' | 'invalid';
+
+/** A problem found while validating eligibility. */
+export interface EligibilityIssue {
+  severity: 'error' | 'warning';
+  code: string;
+  message: string;
+}
+
+/** Result of validating a single asset's eligibility. */
+export interface AssetEligibilityResult {
+  /** True only when the asset is well-formed, supported, and not restricted. */
+  eligible: boolean;
+  status: EligibilityStatus;
+  /** The original identifier that was validated. */
+  assetIdentifier: string;
+  /** Parsed asset (null when the identifier could not be parsed). */
+  asset: StellarAsset | null;
+  issues: EligibilityIssue[];
+  checkedAt: number;
+}
+
+/** Configuration for {@link AssetEligibilityConfig}-driven validation. */
+export interface AssetEligibilityConfig {
+  /** Asset codes explicitly supported for bridging (in addition to native XLM). */
+  supportedAssetCodes: string[];
+  /** Asset codes that are restricted/disallowed even if otherwise supported. */
+  restrictedAssetCodes: string[];
+  /** Issuer addresses that are restricted/blocked. */
+  restrictedIssuers: string[];
+  /** Whether the native asset (XLM) is eligible. Default: true. */
+  allowNative: boolean;
+  /**
+   * Whether assets not present in `supportedAssetCodes` are allowed.
+   * Default: false — unknown assets are rejected as unsupported.
+   */
+  allowUnlistedAssets: boolean;
+  /** Require non-native assets to declare an issuer. Default: true. */
+  requireIssuerForNonNative: boolean;
+}
diff --git a/src/assets/eligibility/stellar/validator.ts b/src/assets/eligibility/stellar/validator.ts
new file mode 100644
index 00000000..897afaae
--- /dev/null
+++ b/src/assets/eligibility/stellar/validator.ts
@@ -0,0 +1,195 @@
+/**
+ * Stellar Asset Eligibility Validator (Issue #447)
+ *
+ * Validates whether a Stellar asset is eligible for bridging:
+ *  - the identifier is a well-formed Stellar asset,
+ *  - the asset is supported (native XLM or in the supported list), and
+ *  - the asset is not restricted (by code or issuer).
+ *
+ * Parsing/validation rules mirror the asset compatibility scanner but are
+ * inlined so this validator has no runtime dependency on the Stellar SDK.
+ */
+
+import {
+  AssetEligibilityConfig,
+  AssetEligibilityResult,
+  EligibilityIssue,
+  EligibilityStatus,
+  StellarAsset,
+} from './types';
+
+// Self-contained Stellar asset parsing/validation. These mirror the rules in
+// the asset compatibility scanner but are inlined so the eligibility validator
+// has no runtime dependency on the Stellar SDK (keeping it portable and
+// independently testable).
+function isNativeAsset(code: string): boolean {
+  return code === 'XLM' || code === 'native';
+}
+
+function isValidAssetCode(code: string): boolean {
+  const trimmed = code.trim();
+  return trimmed.length >= 1 && trimmed.length <= 12 && /^[a-zA-Z0-9]+$/.test(trimmed);
+}
+
+/** Stellar account/issuer keys are 56-char strkeys starting with `G` (base32). */
+function isValidIssuer(issuer: string): boolean {
+  return /^G[A-Z2-7]{55}$/.test(issuer.trim());
+}
+
+function parseAsset(assetString: string): StellarAsset | null {
+  if (!assetString || !assetString.trim()) return null;
+  const value = assetString.trim();
+  if (isNativeAsset(value)) return { code: 'XLM' };
+
+  const parts = value.split(':');
+  if (parts.length === 2) {
+    const [code, issuer] = parts;
+    if (!isValidAssetCode(code) || !isValidIssuer(issuer.trim())) return null;
+    return { code: code.trim(), issuer: issuer.trim() };
+  }
+  if (isValidAssetCode(value)) return { code: value };
+  return null;
+}
+
+const DEFAULT_CONFIG: AssetEligibilityConfig = {
+  supportedAssetCodes: ['USDC', 'USDT', 'EURC'],
+  restrictedAssetCodes: [],
+  restrictedIssuers: [],
+  allowNative: true,
+  allowUnlistedAssets: false,
+  requireIssuerForNonNative: true,
+};
+
+export class StellarAssetEligibilityValidator {
+  private readonly config: AssetEligibilityConfig;
+
+  constructor(config: Partial<AssetEligibilityConfig> = {}) {
+    this.config = { ...DEFAULT_CONFIG, ...config };
+  }
+
+  /** Validate a single asset identifier (e.g. "XLM", "USDC:GA5Z...""). */
+  validate(assetIdentifier: string): AssetEligibilityResult {
+    const checkedAt = Date.now();
+    const asset = parseAsset(assetIdentifier);
+
+    const build = (
+      eligible: boolean,
+      status: EligibilityStatus,
+      issues: EligibilityIssue[],
+    ): AssetEligibilityResult => ({
+      eligible,
+      status,
+      assetIdentifier,
+      asset,
+      issues,
+      checkedAt,
+    });
+
+    // 1. Format: must parse and have a valid code.
+    if (!asset || !isValidAssetCode(asset.code)) {
+      return build(false, 'invalid', [
+        {
+          severity: 'error',
+          code: 'INVALID_ASSET_FORMAT',
+          message: `Failed to parse asset "${assetIdentifier}". Expected "CODE" or "CODE:ISSUER".`,
+        },
+      ]);
+    }
+
+    const native = isNativeAsset(asset.code);
+
+    // Issuer well-formedness for non-native assets.
+    if (!native) {
+      if (asset.issuer && !isValidIssuer(asset.issuer)) {
+        return build(false, 'invalid', [
+          {
+            severity: 'error',
+            code: 'INVALID_ISSUER',
+            message: `Asset "${assetIdentifier}" has an invalid issuer address.`,
+          },
+        ]);
+      }
+      if (!asset.issuer && this.config.requireIssuerForNonNative) {
+        return build(false, 'invalid', [
+          {
+            severity: 'error',
+            code: 'MISSING_ISSUER',
+            message: `Non-native asset "${asset.code}" must declare an issuer address.`,
+          },
+        ]);
+      }
+    }
+
+    // 2. Restrictions take precedence over support: an explicitly restricted
+    //    asset or issuer is never eligible.
+    const restrictionIssues = this.collectRestrictionIssues(asset, native);
+    if (restrictionIssues.length > 0) {
+      return build(false, 'restricted', restrictionIssues);
+    }
+
+    // 3. Support.
+    if (native) {
+      if (!this.config.allowNative) {
+        return build(false, 'unsupported', [
+          {
+            severity: 'error',
+            code: 'NATIVE_NOT_ELIGIBLE',
+            message: 'The native asset (XLM) is not eligible for bridging in this configuration.',
+          },
+        ]);
+      }
+      return build(true, 'eligible', []);
+    }
+
+    const supported =
+      this.config.supportedAssetCodes.includes(asset.code) || this.config.allowUnlistedAssets;
+    if (!supported) {
+      return build(false, 'unsupported', [
+        {
+          severity: 'error',
+          code: 'ASSET_UNSUPPORTED',
+          message: `Asset "${asset.code}" is not in the list of supported bridge assets.`,
+        },
+      ]);
+    }
+
+    return build(true, 'eligible', []);
+  }
+
+  /** Convenience boolean check. */
+  isEligible(assetIdentifier: string): boolean {
+    return this.validate(assetIdentifier).eligible;
+  }
+
+  /** Validate many identifiers at once. */
+  validateMany(assetIdentifiers: string[]): AssetEligibilityResult[] {
+    return assetIdentifiers.map((id) => this.validate(id));
+  }
+
+  /**
+   * Filter a list of asset identifiers down to the eligible ones — intended as
+   * a pre-filter so unsupported/restricted assets never enter route search.
+   */
+  filterEligible(assetIdentifiers: string[]): string[] {
+    return assetIdentifiers.filter((id) => this.isEligible(id));
+  }
+
+  private collectRestrictionIssues(asset: StellarAsset, native: boolean): EligibilityIssue[] {
+    const issues: EligibilityIssue[] = [];
+    if (this.config.restrictedAssetCodes.includes(asset.code)) {
+      issues.push({
+        severity: 'error',
+        code: 'ASSET_RESTRICTED',
+        message: `Asset "${asset.code}" is restricted from bridging.`,
+      });
+    }
+    if (!native && asset.issuer && this.config.restrictedIssuers.includes(asset.issuer)) {
+      issues.push({
+        severity: 'error',
+        code: 'ISSUER_RESTRICTED',
+        message: `Issuer "${asset.issuer}" is restricted from bridging.`,
+      });
+    }
+    return issues;
+  }
+}