perf(analytics): Lazy-evaluate expensive compliance queries

[nanaf6203-bit]

Cache computed compliance scores and only recompute on parameter change. See docs/performance-issue-lazy-loading.md.

[abdullahilateefat03-boop]

@abdullahilateefat03-boop has applied to work on this issue as part of the Stellar Wave Program's 6th wave.

Hello, I'm Lateefat. I've reviewed the issue requirements and would like to work on this task. My background in software development equips me to contribute effectively. Please assign it to me.

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[DevMuhdishaq]

@DevMuhdishaq has applied to work on this issue as part of the Stellar Wave Program's 6th wave.

Hi Maintainer,

I’m a full-stack developer, and I’d like to contribute to the task. I’ll implement it carefully and efficiently thoroughly understand requirements and edge cases
Communicate promptly about suggestions or improvements. And I will provide regular progress updates and address blockers
Align with project goals through feedback and clarification.

Thank you,

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[Neziahtech]

@Neziahtech has applied to work on this issue as part of the Stellar Wave Program's 6th wave.

hello maintainer, i would love to take this issue

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[drips-wave]

Congratulations, @DevMuhdishaq! 🎉 Your application was accepted by the repo's maintainers, and the issue is due on June 30, 2026.

🧑‍💻 @DevMuhdishaq: Please resolve the issue such that the repo's maintainers have enough time to review your contribution before the due date. You'll earn Points for completing the issue on-time, which will make you eligible for a share of the Stellar Wave Program's reward pool.

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