diff --git a/cuenca_validations/types/requests.py b/cuenca_validations/types/requests.py
index 1357352e..661db882 100644
--- a/cuenca_validations/types/requests.py
+++ b/cuenca_validations/types/requests.py
@@ -1,7 +1,7 @@
 import datetime as dt
 from typing import Annotated, Any, Optional, Union
 
-from clabe import Clabe
+from clabe import BANK_NAMES, Clabe
 from pydantic import (
     BaseModel,
     ConfigDict,
@@ -326,10 +326,24 @@ class WalletTransactionRequest(BaseRequest):
 
 class FraudFundsTransferRequest(BaseRequest):
     user_id: NonEmptyStr
-    clabe: Clabe
+    clabe: Optional[Clabe] = None
+    bank_code: Optional[str] = None
     amount: Optional[StrictPositiveInt] = None
     concepto: Optional[NonEmptyStr] = None
 
+    @field_validator('bank_code')
+    @classmethod
+    def validate_bank_code(cls, bank_code: Optional[str]) -> Optional[str]:
+        if bank_code is not None and bank_code not in BANK_NAMES:
+            raise ValueError('Not a valid bank code')
+        return bank_code
+
+    @model_validator(mode='after')
+    def validate_destination(self) -> 'FraudFundsTransferRequest':
+        if self.clabe is None and self.bank_code is None:
+            raise ValueError('clabe or bank_code required')
+        return self
+
 
 class FraudValidationRequest(BaseModel):
     amount: StrictPositiveInt
diff --git a/cuenca_validations/version.py b/cuenca_validations/version.py
index 7c11f9ad..c8942909 100644
--- a/cuenca_validations/version.py
+++ b/cuenca_validations/version.py
@@ -1 +1 @@
-__version__ = '2.1.37'
+__version__ = '2.1.38'
diff --git a/tests/test_types.py b/tests/test_types.py
index 26ca75de..34e7f26d 100644
--- a/tests/test_types.py
+++ b/tests/test_types.py
@@ -676,30 +676,18 @@ def test_bank_account_validation_clabe_request():
 
 
 def test_fraud_funds_transfer_request():
-    request = FraudFundsTransferRequest(
+    assert FraudFundsTransferRequest(
         user_id='US123',
-        clabe='646180157098510917',
-        amount=10000,
-        concepto='  Devolución fraude  ',
-    )
-
-    assert request.concepto == 'Devolución fraude'
-    assert request.model_dump() == {
-        'user_id': 'US123',
-        'clabe': '646180157098510917',
-        'amount': 10000,
-        'concepto': 'Devolución fraude',
-    }
+        bank_code='40012',
+    ).model_dump() == {'user_id': 'US123', 'bank_code': '40012'}
 
-    request_full_balance = FraudFundsTransferRequest(
-        user_id='US123',
-        clabe='646180157098510917',
-    )
+    with pytest.raises(ValidationError) as exc:
+        FraudFundsTransferRequest(user_id='US123')
+    assert 'clabe or bank_code required' in str(exc.value)
 
-    assert request_full_balance.model_dump() == {
-        'user_id': 'US123',
-        'clabe': '646180157098510917',
-    }
+    with pytest.raises(ValidationError) as exc:
+        FraudFundsTransferRequest(user_id='US123', bank_code='99999')
+    assert 'Not a valid bank code' in str(exc.value)
 
 
 @pytest.mark.parametrize(