docs: add TEST-NEEDS.md (CRG C)

Author: hyperpolymath

TEST-NEEDS.md

@@ -0,0 +1,28 @@
+# TEST-NEEDS.md — checky-monkey
+
+## CRG Grade: C — ACHIEVED 2026-04-04
+
+## Current Test State
+
+| Category | Count | Notes |
+|----------|-------|-------|
+| Test directories | 1 | Location(s): /tests |
+| CI workflows | 18 | Running tests on GitHub Actions |
+| Tests | Present | Configured in CI workflows |
+
+## What's Covered
+
+COVERAGE_ITEMS
+
+## Still Missing (for CRG B+)
+
+- [ ] Code coverage reports (codecov integration)
+- [ ] Detailed test documentation in CONTRIBUTING.md
+- [ ] Integration tests beyond unit tests
+- [ ] Performance benchmarking suite
+
+## Run Tests
+
+```bash
+(check Makefile/justfile/package.json for test command)
+```