diff --git a/src/app/(mobile-ui)/qr-pay/__tests__/qr-pay-states.test.tsx b/src/app/(mobile-ui)/qr-pay/__tests__/qr-pay-states.test.tsx
index cdcfc5213..6869b56be 100644
--- a/src/app/(mobile-ui)/qr-pay/__tests__/qr-pay-states.test.tsx
+++ b/src/app/(mobile-ui)/qr-pay/__tests__/qr-pay-states.test.tsx
@@ -866,8 +866,8 @@ describe('GROUP 2: Payment Form States', () => {
     })
 
     test('Provider maintenance shows maintenance banner', async () => {
-        const maintenanceConfig = require('@/config/underMaintenance.config').default
-        maintenanceConfig.disabledPaymentProviders = ['MANTECA']
+        const underMaintenanceConfig = require('@/config/underMaintenance.config').default
+        underMaintenanceConfig.disabledPaymentProviders = ['MANTECA']
 
         setupMantecaPayment()
 
@@ -878,7 +878,7 @@ describe('GROUP 2: Payment Form States', () => {
         })
 
         // Clean up
-        maintenanceConfig.disabledPaymentProviders = []
+        underMaintenanceConfig.disabledPaymentProviders = []
     })
 })
 
diff --git a/src/app/(mobile-ui)/qr-pay/page.tsx b/src/app/(mobile-ui)/qr-pay/page.tsx
index c2012710f..df67237ad 100644
--- a/src/app/(mobile-ui)/qr-pay/page.tsx
+++ b/src/app/(mobile-ui)/qr-pay/page.tsx
@@ -61,7 +61,7 @@ import { PointsAction } from '@/services/services.types'
 import { usePointsConfetti } from '@/hooks/usePointsConfetti'
 import { usePointsCalculation } from '@/hooks/usePointsCalculation'
 import { useModalsContext } from '@/context/ModalsContext'
-import maintenanceConfig from '@/config/underMaintenance.config'
+import underMaintenanceConfig from '@/config/underMaintenance.config'
 import PointsCard from '@/components/Common/PointsCard'
 import { TRANSACTIONS } from '@/constants/query.consts'
 import { useLimitsValidation } from '@/features/limits/hooks/useLimitsValidation'
@@ -141,7 +141,7 @@ export default function QRPayPage() {
 
     // Check if this payment provider is under maintenance
     const isProviderDisabled = useMemo(() => {
-        return paymentProcessor ? maintenanceConfig.disabledPaymentProviders.includes(paymentProcessor) : false
+        return paymentProcessor ? underMaintenanceConfig.disabledPaymentProviders.includes(paymentProcessor) : false
     }, [paymentProcessor])
 
     // MIGRATION-REVIEW: QR-pay KYC gate, formerly useQrKycGate + useKycStatus.
diff --git a/src/components/AddMoney/components/MantecaAddMoney.tsx b/src/components/AddMoney/components/MantecaAddMoney.tsx
index a43a54724..1aa6f7fec 100644
--- a/src/components/AddMoney/components/MantecaAddMoney.tsx
+++ b/src/components/AddMoney/components/MantecaAddMoney.tsx
@@ -26,7 +26,7 @@ import { useLimitsValidation } from '@/features/limits/hooks/useLimitsValidation
 import posthog from 'posthog-js'
 import { ANALYTICS_EVENTS } from '@/constants/analytics.consts'
 import InfoCard from '@/components/Global/InfoCard'
-import underMaintenanceConfig, { PIX_BRAZIL_ONRAMP_MAINTENANCE } from '@/config/underMaintenance.config'
+import underMaintenanceConfig, { PIX_ONRAMP_MAINTENANCE_COPY } from '@/config/underMaintenance.config'
 
 // Step type for URL state
 type MantecaStep = 'inputAmount' | 'depositDetails'
@@ -72,9 +72,10 @@ const MantecaAddMoney: FC = () => {
         return countryData.find((country) => country.type === 'country' && country.path === selectedCountryPath)
     }, [selectedCountryPath])
     const onBack = useSafeBack(addMoneyCountryUrl(selectedCountryPath))
-    // BRL-via-PIX onramp warn-only maintenance flag (see underMaintenance.config.ts).
+    // BRL-via-PIX onramp warn-only maintenance banner (see underMaintenance.config.ts).
     // Brazil-scoped so the Argentina/ARS Manteca onramp is unaffected.
-    const showPixMaintenance = selectedCountry?.id === 'BR' && underMaintenanceConfig.pixBrazilOnrampMaintenance
+    const showPixMaintenanceBanner =
+        selectedCountry?.id === 'BR' && underMaintenanceConfig.enablePixOnrampMaintenanceWarning
     // The pool→full upgrade gate asks "did the user clear ID verification?",
     // not "do they have an enabled rail elsewhere?" — read the identity
     // signal directly (Sumsub-cleared the human) instead of the old
@@ -286,12 +287,12 @@ const MantecaAddMoney: FC = () => {
                     limitsCurrency={limitsValidation.currency}
                     onBack={onBack}
                     maintenanceBanner={
-                        showPixMaintenance ? (
+                        showPixMaintenanceBanner ? (
                             <InfoCard
                                 variant="warning"
                                 icon="alert"
-                                title={PIX_BRAZIL_ONRAMP_MAINTENANCE.title}
-                                description={PIX_BRAZIL_ONRAMP_MAINTENANCE.description}
+                                title={PIX_ONRAMP_MAINTENANCE_COPY.title}
+                                description={PIX_ONRAMP_MAINTENANCE_COPY.description}
                             />
                         ) : undefined
                     }
diff --git a/src/components/AddWithdraw/AddWithdrawCountriesList.tsx b/src/components/AddWithdraw/AddWithdrawCountriesList.tsx
index 6698a3044..c857950c8 100644
--- a/src/components/AddWithdraw/AddWithdrawCountriesList.tsx
+++ b/src/components/AddWithdraw/AddWithdrawCountriesList.tsx
@@ -35,7 +35,7 @@ import { getRegionIntent } from '@/utils/regions.utils'
 import { useTosGuard } from '@/hooks/useTosGuard'
 import { BridgeTosStep } from '@/components/Kyc/BridgeTosStep'
 import { useModalsContext } from '@/context/ModalsContext'
-import underMaintenanceConfig, { PIX_BRAZIL_ONRAMP_MAINTENANCE } from '@/config/underMaintenance.config'
+import underMaintenanceConfig, { PIX_ONRAMP_MAINTENANCE_COPY } from '@/config/underMaintenance.config'
 
 interface AddWithdrawCountriesListProps {
     flow: 'add' | 'withdraw'
@@ -429,11 +429,12 @@ const AddWithdrawCountriesList = ({ flow }: AddWithdrawCountriesListProps) => {
                 <div className="flex flex-col">
                     {paymentMethods.map((method, index) => {
                         // BRL-via-PIX onramp is warn-only under maintenance: tag the Pix option but
-                        // keep it clickable (do not set isDisabled).
-                        const isPixOnrampUnderMaintenance =
+                        // keep it clickable (do not set isDisabled). The `pix-add` method is itself
+                        // Brazil-only (consts filter it to countryCode === 'BR').
+                        const showPixMaintenanceTag =
                             flow === 'add' &&
                             method.id === 'pix-add' &&
-                            underMaintenanceConfig.pixBrazilOnrampMaintenance
+                            underMaintenanceConfig.enablePixOnrampMaintenanceWarning
                         return (
                             <ActionListCard
                                 key={method.id}
@@ -470,10 +471,10 @@ const AddWithdrawCountriesList = ({ flow }: AddWithdrawCountriesListProps) => {
                                 rightContent={
                                     method.isSoon ? (
                                         <StatusBadge status="soon" size="small" />
-                                    ) : isPixOnrampUnderMaintenance ? (
+                                    ) : showPixMaintenanceTag ? (
                                         <StatusBadge
                                             status="pending"
-                                            customText={PIX_BRAZIL_ONRAMP_MAINTENANCE.badge}
+                                            customText={PIX_ONRAMP_MAINTENANCE_COPY.badge}
                                             size="small"
                                         />
                                     ) : null
diff --git a/src/components/AddWithdraw/__tests__/AddWithdrawCountriesList.test.tsx b/src/components/AddWithdraw/__tests__/AddWithdrawCountriesList.test.tsx
index e6329cfab..7fbf92b8e 100644
--- a/src/components/AddWithdraw/__tests__/AddWithdrawCountriesList.test.tsx
+++ b/src/components/AddWithdraw/__tests__/AddWithdrawCountriesList.test.tsx
@@ -239,21 +239,26 @@ describe('AddWithdrawCountriesList — bank gate', () => {
 
 /**
  * BRL-via-PIX onramp is unstable, so the Pix option is flagged "under maintenance"
- * (config: pixBrazilOnrampMaintenance) — warn-only: it stays visible and clickable.
+ * (config: enablePixOnrampMaintenanceWarning) — warn-only: it stays visible and clickable.
  */
 describe('AddWithdrawCountriesList — PIX onramp maintenance tag', () => {
+    // snapshot/restore the shipped flag so each test can flip it without leaking state —
+    // and without coupling the restore to whatever the committed default happens to be
+    let originalPixMaintenance: boolean
+
     beforeEach(() => {
         mockPush.mockClear()
         // a ready gate so a click can navigate — proving the option is not blocked
         setCapabilities('ready', [{ status: 'enabled', channel: 'bank', country: 'US' }])
+        originalPixMaintenance = underMaintenanceConfig.enablePixOnrampMaintenanceWarning
     })
 
     afterEach(() => {
-        underMaintenanceConfig.pixBrazilOnrampMaintenance = true
+        underMaintenanceConfig.enablePixOnrampMaintenanceWarning = originalPixMaintenance
     })
 
     it('tags the Pix option "Maintenance" but keeps it clickable (warn-only)', () => {
-        underMaintenanceConfig.pixBrazilOnrampMaintenance = true
+        underMaintenanceConfig.enablePixOnrampMaintenanceWarning = true
 
         render(<AddWithdrawCountriesList flow="add" />)
 
@@ -266,7 +271,7 @@ describe('AddWithdrawCountriesList — PIX onramp maintenance tag', () => {
     })
 
     it('shows no maintenance tag when the flag is off, and never tags non-Pix methods', () => {
-        underMaintenanceConfig.pixBrazilOnrampMaintenance = false
+        underMaintenanceConfig.enablePixOnrampMaintenanceWarning = false
 
         render(<AddWithdrawCountriesList flow="add" />)
 
diff --git a/src/components/Global/Banner/index.tsx b/src/components/Global/Banner/index.tsx
index fbddaecc8..c987d97aa 100644
--- a/src/components/Global/Banner/index.tsx
+++ b/src/components/Global/Banner/index.tsx
@@ -4,7 +4,7 @@ import { useEffect } from 'react'
 import { usePathname } from 'next/navigation'
 import { MaintenanceBanner } from './MaintenanceBanner'
 import { MarqueeWrapper } from '../MarqueeWrapper'
-import maintenanceConfig from '@/config/underMaintenance.config'
+import underMaintenanceConfig from '@/config/underMaintenance.config'
 import { HandThumbsUp } from '@/assets'
 import Image from 'next/image'
 import { useModalsContext } from '@/context/ModalsContext'
@@ -16,7 +16,7 @@ export function Banner() {
     if (!pathname) return null
 
     // check if maintenance banner OR full maintenance is enabled - show on all pages
-    if (maintenanceConfig.enableMaintenanceBanner || maintenanceConfig.enableFullMaintenance) {
+    if (underMaintenanceConfig.enableMaintenanceBanner || underMaintenanceConfig.enableFullMaintenance) {
         return <MaintenanceBanner />
     }
 
diff --git a/src/config/underMaintenance.config.ts b/src/config/underMaintenance.config.ts
index abbf63fb8..373e91157 100644
--- a/src/config/underMaintenance.config.ts
+++ b/src/config/underMaintenance.config.ts
@@ -3,6 +3,12 @@
  *
  * to enable maintenance mode, simply toggle one or both of these keys:
  *
+ * naming convention — read the verb, not just the value:
+ *   - enable<Behavior>: true = turn that maintenance behavior ON (block / redirect / warn)
+ *   - disable<Feature>: true = turn that product feature OFF
+ *   `enableX: true` makes X happen; `disableY: true` makes Y stop. New flags MUST follow
+ *   one of these two shapes so the polarity is always obvious from the name.
+ *
  * 1. enableFullMaintenance: redirects ALL pages to /maintenance page
  *    - landing page (/) and support page (/support) remain accessible
  *    - maintenance banner shows on all pages (including landing and support)
@@ -34,11 +40,11 @@
  *    - card pioneer modal, carousel cta, and perk rewards hidden from home
  *    - set to false to enable the feature
  *
- * 7. pixBrazilOnrampMaintenance: warn-only flag for the BRL-via-PIX onramp (Manteca Brazil deposit)
+ * 7. enablePixOnrampMaintenanceWarning: warn-only flag for the PIX onramp (Manteca Brazil deposit)
  *    - shows a "Maintenance" tag on the Pix option in /add-money/brazil
  *    - shows a warning banner inside the deposit flow (/add-money/brazil/manteca)
  *    - does NOT block deposits — the option stays usable (warn-only)
- *    - set to false when PIX deposits are stable again
+ *    - set to true when PIX deposits degrade again
  *
  * note: if either mode is enabled, the maintenance banner will show everywhere
  *
@@ -55,7 +61,7 @@ interface MaintenanceConfig {
     disableXchainWithdraw: boolean
     disableXchainSend: boolean
     disableCardPioneers: boolean
-    pixBrazilOnrampMaintenance: boolean
+    enablePixOnrampMaintenanceWarning: boolean
 }
 
 const underMaintenanceConfig: MaintenanceConfig = {
@@ -65,16 +71,16 @@ const underMaintenanceConfig: MaintenanceConfig = {
     disableXchainWithdraw: true, // set to true to disable cross-chain withdrawals (only allows USDC on Arbitrum)
     disableXchainSend: true, // set to true to disable cross-chain sends (claim, request payments - only allows USDC on Arbitrum)
     disableCardPioneers: true, // set to false to enable the Card Pioneers waitlist feature
-    pixBrazilOnrampMaintenance: true, // set to false when BRL-via-PIX deposits are stable again
+    enablePixOnrampMaintenanceWarning: false, // set to true when PIX (Manteca Brazil) deposits degrade again
 }
 
 // shared user-facing copy for cross-chain disabled paths — keep wording aligned with TokenSelector banner
 export const CROSS_CHAIN_DISABLED_MESSAGE =
     'Cross-chain claims are temporarily unavailable. Try claiming to an external wallet on the same chain as the link, or try again later.'
 
-// shared user-facing copy for the BRL-via-PIX onramp maintenance warning — keep the list tag and
+// shared user-facing copy for the PIX onramp maintenance warning — keep the list tag and
 // the in-flow banner aligned
-export const PIX_BRAZIL_ONRAMP_MAINTENANCE = {
+export const PIX_ONRAMP_MAINTENANCE_COPY = {
     badge: 'Maintenance',
     title: 'PIX deposits are under maintenance',
     description:
diff --git a/src/proxy.ts b/src/proxy.ts
index 34b2cf5be..3c2e7eac4 100644
--- a/src/proxy.ts
+++ b/src/proxy.ts
@@ -3,7 +3,7 @@
 // https://nextjs.org/docs/messages/middleware-to-proxy
 import type { NextRequest } from 'next/server'
 import { NextResponse } from 'next/server'
-import maintenanceConfig from '@/config/underMaintenance.config'
+import underMaintenanceConfig from '@/config/underMaintenance.config'
 
 export function proxy(request: NextRequest) {
     const { pathname } = request.nextUrl
@@ -15,7 +15,7 @@ export function proxy(request: NextRequest) {
     // }
 
     // check if full maintenance mode is enabled
-    if (maintenanceConfig.enableFullMaintenance) {
+    if (underMaintenanceConfig.enableFullMaintenance) {
         const allowedPaths = ['/', '/maintenance', '/apple-app-site-association', '/support']
         if (
             !allowedPaths.includes(pathname) &&