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See full changelog for the OpenAPI Schema (OAS) [here](https://github.com/plaid/plaid-openapi/blob/master/CHANGELOG.md).
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# 39.0.0
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- Updating to OAS 2020-09-14_1.686.0
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## Breaking changes in this version
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-[BREAKING] Remove deprecated beta `recurrence` field from `Enrichments` schema in `/transactions/enrich` response and remove `Recurrence` and `RecurringFrequency` schema definitions
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-[BREAKING] Update `InvestmentsHoldingsGetResponse`, `InvestmentsTransactionsGetResponse`, `InvestmentsAuthGetResponse`, `ProcessorInvestmentsHoldingsGetResponse`, and `ProcessorInvestmentsTransactionsGetResponse` to use `InvestmentAccount` instead of `AccountBase`
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-[Breaking]`CraPartnerInsightsPrism` is now nullable. The `prism` field will be omitted from `/cra/check_report/partner_insights/get` responses when Prism Data was not included in the request. Clients that always expect `prism` to be present should update to handle a null or missing value.
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-[Breaking] Remove Plaid Check Score references from the API. Plaid Check Score is not in active use by customers and has been deprecated in favor of the Plaid LendScore.
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## OpenAPI Schema Changes
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### 2020-09-14_1.686.0
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- Add Income Insights V2 schemas and fields to client libraries (hidden from docs)
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### 2020-09-14_1.685.3
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- Add `cfi_code` field to the Investments `Security` schema.
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### 2020-09-14_1.685.2
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- Add `protect_transactions` to the public `Products` and `UserBasedProducts` enums and expose it in `/link/token/create` product array docs.
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### 2020-09-14_1.685.1
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- Add Item IDs to FAILED CHECK_REPORT webhooks for closed beta
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### 2020-09-14_1.685.0
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-[BREAKING] Remove deprecated beta `recurrence` field from `Enrichments` schema in `/transactions/enrich` response and remove `Recurrence` and `RecurringFrequency` schema definitions
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### 2020-09-14_1.684.1
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- Add missing investment account subtypes to `InvestmentAccountSubtype` and `InvestmentAccountSubtypeStandalone` schemas: `fhsa`, `line of credit`, `roth 403B`, `roth 457b`, `roth pension`, `roth profit sharing plan`, `roth thrift savings plan`, and `thrift savings plan`. Add these subtypes plus `qshr` to the `AccountSubtype` enum.
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### 2020-09-14_1.684.0
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- Add `InvestmentAccountBalance` and `InvestmentAccount` schemas to expose `margin_loan_amount` on investment endpoints
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-[BREAKING] Update `InvestmentsHoldingsGetResponse`, `InvestmentsTransactionsGetResponse`, `InvestmentsAuthGetResponse`, `ProcessorInvestmentsHoldingsGetResponse`, and `ProcessorInvestmentsTransactionsGetResponse` to use `InvestmentAccount` instead of `AccountBase`
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### 2020-09-14_1.683.2
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### 2020-09-14_1.683.1
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- Add version `4.1` to `PrismDetectVersion`, `PrismCashScoreVersion`, `PrismExtendVersion`, and `PrismInsightsVersion` enums for Prism v4.1 support in `/cra/check_report/partner_insights/get`.
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### 2020-09-14_1.683.0
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- Add OpenAPI spec for `/item/products/terminate` and `/item/handle_fraud_report` endpoints
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### 2020-09-14_1.683.0
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- Add `user_id` field to `CreditBankIncomeGetRequest`, `CreditBankIncomePDFGetRequest`, `CreditBankIncomeRefreshRequest`, `CreditBankIncomeWebhookUpdateRequest`, `CreditPayrollIncomeParsingConfigUpdateRequest`, `CreditPayrollIncomeRiskSignalsGetRequest`, `CreditPayrollIncomeGetRequest`, `CreditPayrollIncomePrecheckRequest`, and `CreditPayrollIncomeRefreshRequest`.
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### 2020-09-14_1.682.12
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- Update `with_guarantee` field in `/transfer/authorization/create` with clearer wording
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### 2020-09-14_1.682.11
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- Update `/user/items/remove` description with clearer wording
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### 2020-09-14_1.682.10
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- Add `cfi_code` to the Investments `Security` model.
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### 2020-09-14_1.682.9
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- Make `with_upgraded_user` field in `/user/create` visible in docs
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### 2020-09-14_1.682.8
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- Remove deprecated `prism_products` field from `CraCheckReportCreatePartnerInsightsOptions`, `CraCheckReportPartnerInsightsGetOptions`, `LinkTokenCreateRequestCraOptionsPartnerInsights`, and `LinkTokenCreateRequestCreditPartnerInsights` schemas. Remove deprecated `PrismProduct` enum. Use `prism_versions` instead.
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### 2020-09-14_1.682.7
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[Breaking]`CraPartnerInsightsPrism` is now nullable. The `prism` field will be omitted from `/cra/check_report/partner_insights/get` responses when Prism Data was not included in the request. Clients that always expect `prism` to be present should update to handle a null or missing value.
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### 2020-09-14_1.682.6
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### 2020-09-14_1.682.5
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Update copy for Layer email availability
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### 2020-09-14_1.682.4
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- Add `link_session_id` field to `ProtectUserEventWebhook`
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### 2020-09-14_1.682.3
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[Breaking] Remove Plaid Check Score references from the API. Plaid Check Score is not in active use by customers and has been deprecated in favor of the Plaid LendScore.
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