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LendraAI

Intelligent financial layer for African SMEs — powered by Interswitch APIs.

Built for the Interswitch × Enyata Buildathon 2025.


What is LendraAI?

LendraAI is a high-fidelity, AI-powered financial platform designed to provide African SMEs with the tools they need to scale. We leverage alternative transaction data to bridge the credit gap.

  • ML Credit Scoring — Real-time risk assessment using XGBoost & SHAP explainability.
  • Predictive Cash Flow — 6-month revenue forecasting powered by LSTM neural networks.
  • Loan Pre-Approval — Instant eligibility checks based on intelligent financial profiles.
  • AI Financial Advisor — Tailored SME growth strategies powered by Llama 3 & Groq.

Team (The Architects)

Name Alias Role Responsibility
Agoro Oluwatimilehin Drizzy ML Engineer Credit Model (XGBoost + SHAP) & Interactive Dashboard UI
Ohine Ivori Lucid Backend Engineer Robust API Infrastructure & Interswitch Integration
David Akuabue Code ML Engineer Cash Flow Forecasting Model (LSTM)

Tech Stack

  • Machine Learning: Python, XGBoost, SHAP, TensorFlow (LSTM), Scikit-learn
  • Backend: FastAPI, Python, Uvicorn
  • Frontend: React (Vite), Tailwind CSS (v4), Lucide Icons, Recharts
  • LLM: Groq (Llama 3.1) for AI Advisor
  • APIs: Interswitch Payment & Identity APIs
  • Deployment: Render (Backend), Vercel (Frontend)

Project Structure

LendraAI/
├── backend/            # FastAPI - Central API Layer
├── frontend/           # React + Vite - Concentrated Dark Dashboard
├── ml_credit/          # XGBoost Model & SHAP Explainer
├── ml_forecasting/     # LSTM Forecasting Model & Scalers
├── docs/               # Technical Documentation & Reports
└── README.md

Quick Start

Backend (FastAPI)

cd backend
pip install -r requirements.txt
uvicorn main:app --reload

Frontend (React)

cd frontend
npm install
npm run dev

Deployment Status


© 2025 LendraAI. Empowering Smarter Lending with Intelligent Data.

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Intelligent financial layer for African SMEs — powered by Interswitch APIs.

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