feat(engine+skill): cash 呈現層 — 現金上卡 + 入金判讀 + 無錨點誠實揭露 (refs #171)#175
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#174 地基層讓 engine 吃得到現金(load_cash_flows/cash_position/state.cash), 但只進對帳記憶、還沒對用戶「可見可用」。這個 PR 接呈現層(#174 body 的「還沒做」清單): - build_card_data 加 `cash` 欄(TR_JSON 上卡):Claude 讀 balance/weight/reliable/recent_net_deposit 寫進敘事 - build_honesty_ledger 加 `cash_reliability` key:只在「有可誤導的 weight 但不可信」(reliable=False + weight 非 None)觸發; weight=None(算不出、不上卡)不空吠。判定進 engine、文案留 Claude(照 #82 機制,Step 3 gate 無需新增 prose) - render() Rich 文字卡總覽段:reliable 才報「帳戶現金 $X(佔帳戶 Y%)」+ 本期淨入金;無錨點盲算不上卡 - SKILL Step 0 收現金餘額錨點 UX(TR_CASH JSON,讓 cash_weight 通電)+ Step 1 card.cash 欄位說明 - card-spec 現金與入金判讀段:reliable 講帳戶權重 + 「這筆入金加深還是解集中度」;無錨點誠實邀請補餘額 - EVALS B17 + 契約測試(TR_JSON cash key / HL cash_reliability)+ 單元測試(三情境觸發矩陣) 驗證:run_all 十套全綠;全 13 mock persona 產卡核對 cash 欄位 + cash_reliability 觸發一致(零 INCONSISTENT); 錨點路徑 render 顯示「帳戶現金 $19,284(佔帳戶 37%)」;入金判讀端到端(TR_PREV_END 過濾本期存款)。 呈現層需視覺核對,交棒乾淨 session 完成(#174 交棒理由)。 Co-Authored-By: Claude Opus 4.8 <noreply@anthropic.com>
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這個 PR 做什麼
接續 #174 的現金 ingestion 地基層（engine 吃得到現金、算對、存進對帳記憶）——這個 PR 是呈現層，把現金功能對用戶做到「可見、可用」。完成 #174 body「還沒做」清單的全部項目。
Scope（呈現，非地基）
build_card_data加cash欄（TR_JSON 上卡）：Claude 讀balance/weight/source/reliable/recent_net_deposit寫進敘事build_honesty_ledger加cash_reliabilitykey：只在「有可誤導的 weight 但不可信」（reliable=False+weight非None）觸發；weight=None（算不出、不上卡）不空吠。判定進 engine、文案留 Claude（照 [design] 卡片呈現一致性完全依賴執行當下的 self-check 自律,沒有機械式強制 #82 機制，Step 3 gate 的既有第 4 項自動涵蓋，SKILL 主檔零新增 guardrail prose）render()Rich 文字卡總覽段：reliable才報「帳戶現金 $X（佔帳戶 Y%）」+ 本期淨入金；無錨點盲算不上卡TR_CASHJSON，讓cash_weight通電，這是功能真正通電的關鍵）+ Step 1card.cash欄位說明reliable講帳戶權重 +「這筆入金加深還是解集中度」；無錨點誠實邀請補餘額cashkey / HLcash_reliability）+ 單元測試（三情境觸發矩陣）honesty 三路徑（
cash_reliability精確觸發）null測試 / 核對
run_all十套全綠cash欄位 +cash_reliability觸發一致，零 INCONSISTENT（day_trader/insufficient/swing 的 csv_sum「看似 100% 現金」正確觸發揭露，不裸報假值）render：帳戶現金 \$19,284（佔帳戶 37%）TR_PREV_END過濾本期存款 →recent_net_deposit=10000→ 卡面「本期淨入金 $10,000」事實鏈路（CLAUDE.md 連動）
build_honesty_ledger↔ SKILL Step 1card.cash+ honesty 列舉 ↔ card-spec 現金與入金判讀段 ↔ EVALS B17 ↔test_tr_json_contract的HL_KEYS／TR_JSON_KEYS。refs #171 · 承接 #174（地基層）
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