hotfix(add-money): country-scope the bank-deposit gate

src/components/AddWithdraw/AddWithdrawCountriesList.tsx

@@ -31,6 +31,7 @@ import { SumsubKycModals } from '@/components/Kyc/SumsubKycModals'
 import { InitiateKycModal } from '@/components/Kyc/InitiateKycModal'
 import { useCapabilities } from '@/hooks/useCapabilities'
 import { getKycModalVariant, getGateUserMessage } from '@/utils/capability-gate'
+import { railJurisdictionForBank } from '@/utils/bridge.utils'
 import { useTosGuard } from '@/hooks/useTosGuard'
 import { BridgeTosStep } from '@/components/Kyc/BridgeTosStep'
 import { useModalsContext } from '@/context/ModalsContext'
@@ -89,13 +90,34 @@ const AddWithdrawCountriesList = ({ flow }: AddWithdrawCountriesListProps) => {
     const formRef = useRef<{ handleSubmit: () => void }>(null)
     const [isSupportedTokensModalOpen, setIsSupportedTokensModalOpen] = useState(false)
 
+    // read country from path params (web: /add-money/india) or query params (native: /add-money?country=india)
+    const countryFromQuery = searchParams.get('country')
+    const viewFromQuery = searchParams.get('view')
+    const rawCountry = countryFromQuery || params.country
+    const countryPathParts = Array.isArray(rawCountry) ? rawCountry : [rawCountry].filter(Boolean)
+    const isBankPage = viewFromQuery === 'bank' || countryPathParts[countryPathParts.length - 1] === 'bank'
+    const countrySlugFromUrl =
+        isBankPage && !viewFromQuery ? countryPathParts.slice(0, -1).join('-') : countryPathParts.join('-')
+
+    const currentCountry = countryData.find(
+        (country) => country.type === 'country' && country.path === countrySlugFromUrl
+    )
+
     // Provider-blind bank-channel deposit gate + "any bank rail pending"
     // signal (used to open the under-review status modal AFTER the gate
     // already returned `ready`). Reads through useCapabilities's role-aware
     // primitives — see utils/capability-gate.ts + utils/rail-channel.ts.
+    //
+    // SCOPE: when the user is on /add-money/<country>, narrow the gate to
+    // that country's rail jurisdiction. Without this, a rejected rail in an
+    // unrelated jurisdiction (e.g. a Bridge BANK_TRANSFER_MX REJECTED row
+    // from the 2026-06-01 sync) trips `blocked-rejection` here and the user
+    // sees "We couldn't unlock this" on a country whose own rail is fine.
+    // Matches the scoping already in /add-money/[country]/bank/page.tsx.
     const { isKycApproved, gateFor, bankRails } = useCapabilities()
     const isUserKycApproved = isKycApproved
-    const gate = useMemo(() => gateFor('deposit', { channel: 'bank' }), [gateFor])
+    const bankCountry = useMemo(() => railJurisdictionForBank(currentCountry?.id), [currentCountry?.id])
+    const gate = useMemo(() => gateFor('deposit', { channel: 'bank', country: bankCountry }), [gateFor, bankCountry])
     const isBankRailUnderReview = useMemo(() => bankRails().some((rail) => rail.status === 'pending'), [bankRails])
     const { guardWithTos, showBridgeTos, hideTos } = useTosGuard()
     const { setIsSupportModalOpen } = useModalsContext()
@@ -109,19 +131,6 @@ const AddWithdrawCountriesList = ({ flow }: AddWithdrawCountriesListProps) => {
         if (sumsubFlow.showWrapper) setIsKycModalOpen(false)
     }, [sumsubFlow.showWrapper])
 
-    // read country from path params (web: /add-money/india) or query params (native: /add-money?country=india)
-    const countryFromQuery = searchParams.get('country')
-    const viewFromQuery = searchParams.get('view')
-    const rawCountry = countryFromQuery || params.country
-    const countryPathParts = Array.isArray(rawCountry) ? rawCountry : [rawCountry].filter(Boolean)
-    const isBankPage = viewFromQuery === 'bank' || countryPathParts[countryPathParts.length - 1] === 'bank'
-    const countrySlugFromUrl =
-        isBankPage && !viewFromQuery ? countryPathParts.slice(0, -1).join('-') : countryPathParts.join('-')
-
-    const currentCountry = countryData.find(
-        (country) => country.type === 'country' && country.path === countrySlugFromUrl
-    )
-
     /** returns true if the user is gated (caller should return early) */
     const checkBridgeGate = useCallback(
         (onAfterTos?: () => void): boolean => {